Flood Insurance Rate Maps
Flood Maps Have Changed
What you should know
The City of Prescott, in partnership with the Federal Emergency Management Agency (FEMA), have completed a comprehensive Physical Map Revision of the flood hazard area along creeks within the City of Prescott and surrounding unincorporated portions of Yavapai County. The new maps will become effective March 6, 2018.
New Flood Maps – Know Your Risk
It is important for you to understand your flood insurance options. If you have a loan and your property is newly identified to be in a high-risk area (e.g., Zone A, AE), your lender will probably require flood insurance. The National Flood Insurance Program provides savings by allowing lower‐cost Preferred Risk Policy (PRP) rates to be used up to 11 months after a new flood map becomes effective. Premiums will then increase no more than 18 percent each year.
Additional savings can be realized if a policy is in place before the maps become effective. If your property is no longer in a high-risk area or has had no change, you are still strongly encouraged to convert your policy to a PRP and continue to carry flood insurance. Contact your insurance provider for more details.
For general information, call (928) 237-3114 between the hours of 8 a.m. to 5 p.m.